🚀 India's Fastest Growing Fintech

Your Money,
Smarter & Safer

Invest, borrow, insure, and transact — all in one powerful platform. Join 2M+ Indians building wealth with NovaFin.

📈
Investments
Mutual funds, FD, Gold
🏦
Loans
Personal, bike, business
🏍️
Marketplace
Buy bikes with EMI
💳
Payments
UPI, bills, recharge
🛡️
Insurance
Health, life, bike, travel
🎁
Rewards
Cashback & vouchers
📋
CIBIL Score
Free credit check
🧮
Calculators
EMI, SIP, eligibility
AUM
₹12,400 Cr
↑ 34% this year
Active Users
2.1M+
↑ 18% MoM
Loans Disbursed
₹3,200 Cr
↑ 22% QoQ
CRISIL Rating
AA+
Stable Outlook
Testimonials
★★★★★
"Portfolio grew 28% in 2 years!"
Priya S. — Bengaluru
★★★★★
"Bike loan in 10 minutes!"
Rahul M. — Mumbai
★★★★★
"Saved ₹8000 on insurance!"
Kavya R. — Hyderabad
© 2025 NovaFin Technologies Pvt. Ltd. · SEBI: INZ000123456 · IRDAI: CA0247 · RBI Licensed NBFC
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NovaFin
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Demo — arjun@novafin.in / user123
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Good morning,

Arjun Kumar 👋

Portfolio Value
₹2,84,500
↑ ₹12,340 (4.5%)
Active Loan
₹1,20,000
EMI ₹5,280 on 5th
Reward Points
4,850 pts
↑ 320 this week
CIBIL Score
742
↑ 18 pts · Excellent
Portfolio Performance
View All →
Recent Transactions
All Txns →
DescriptionDateAmountStatus
SIP - HDFC MidcapDec 1-₹5,000Done
EMI - Bike LoanNov 28-₹5,280Done
Interest CreditNov 25+₹1,240Done
Bill Pay - BSESNov 20-₹850Done
Quick Actions
CIBIL Score
742
Excellent
Last updated: Dec 1, 2024
300550750900
📋

CIBIL Credit Score

Free credit report · Updated monthly
300 600 900
742
out of 900
Excellent Credit
You are eligible for the best loan rates
Report Date
Dec 1, 2024
Change
+18 pts
Percentile
Top 18%
Loan Eligibility
Personal Loan
Eligible · Up to ₹25L
Home Loan
Eligible · Up to ₹80L
Credit Card
Limit ₹3L+
Business Loan
Eligible · Up to ₹50L
Credit Accounts
Total Accounts
4
Active Loans
1
Credit Cards
2
On-time Payments
98.2%

Investments

Portfolio value · ₹2,84,500
Invested
₹2,40,000
Current Value
₹2,84,500
Total Returns
+₹44,500
XIRR
+18.5%
Allocation
MF 42% FD 28% Gold 18% Bonds 12%
Holdings
FundInvestedCurrentP&L
HDFC Midcap₹80K₹1,05,200+₹25.2K
Axis Bluechip₹60K₹72,400+₹12.4K
Digital Gold₹50K₹57,100+₹7.1K
HDFC FD₹50K₹50,000

Loan Marketplace

Instant approval · Zero paperwork
Pre-approved ₹5L
👤
Personal Loan
Personal Loan
Up to ₹25 Lakhs
10.5% p.a.
Tenure12–60 mo
Disbursal24 hrs
🏍
Bike Loan
Two Wheeler Loan
Up to ₹3 Lakhs
8.5% p.a.
Tenure12–48 mo
Disbursal10 min
🏢
Business Loan
Business Loan
Up to ₹1 Crore
12.0% p.a.
Tenure12–84 mo
Disbursal48 hrs

Two Wheeler Marketplace

Buy your dream bike with easy EMI
🛵
Honda Activa 6G
₹74,500
EMI from ₹2,100/mo
60 km/l
110cc
Honda
🏍️
Bajaj Pulsar NS200
₹1,42,000
EMI from ₹3,900/mo
35 km/l
200cc
Bajaj
🏍️
Royal Enfield Classic 350
₹1,93,000
EMI from ₹5,200/mo
37 km/l
350cc
RE
🛵
TVS Jupiter 125
₹82,000
EMI from ₹2,300/mo
55 km/l
125cc
TVS
🏍️
Hero Splendor Plus
₹73,000
EMI from ₹2,050/mo
70 km/l
100cc
Hero
🏍️
KTM Duke 390
₹2,98,000
EMI from ₹8,100/mo
30 km/l
390cc
KTM

Payments

Wallet: ₹4,280
↗️
Send Money
📄
Pay Bills
📱
Recharge
Scan & Pay
Quick Transfer

Insurance

Compare, buy & manage all in one
🏍
Bike Insurance
From ₹2,000/yr
Compare Plans
🏥
Health
From ₹6,000/yr
Compare Plans
❤️
Life
₹1Cr from ₹10K/yr
Compare Plans
✈️
Travel
From ₹250/trip
Compare Plans

Rewards

🏆
Your NovaFin Coins
4,850
≈ ₹485 cashback value
Next milestone
5,000 coins
From Investments
+2,100
From Payments
+1,400
From Referrals
+850
Redeemed
-1,200
Ways to Earn More
📈
Invest ₹10K
Earn 500 coins
👥
Refer a Friend
Earn 1000 coins
💳
Pay 5 Bills
Earn 200 coins

Financial Calculators

EMI Calculator
Loan Amount
₹5,00,000
Interest Rate (% p.a.)
10.5%
Tenure (months)
36 mo
Monthly EMI
₹16,280
₹5,86,080
Total Amount
₹86,080
Total Interest
₹5,00,000
Principal

Investor Relations

Market Cap
₹8,400 Cr
↑ 2.3% today
Revenue FY24
₹1,240 Cr
↑ 42% YoY
PAT FY24
₹148 Cr
↑ 65% YoY
Dividend Yield
1.8%
Stock — NVF

My Profile

AK
Arjun Kumar
arjun@novafin.in · +91 98765 43210
KYC VerifiedPremium Member
Personal Details
Full Name
Arjun Kumar
DOB
Jan 15, 1994
PAN
AJKPK1234L
Aadhaar
XXXX XXXX 3421
City
New Delhi
Bank & Nominees
Primary Bank
HDFC XXXX 4521
IFSC
HDFC0001234
Nominee
Sunita Kumar
Relationship
Mother
Security Settings
Password
Change →
2FA
Enabled
Login Devices
2 devices
Last Login
Today, 9:14 AM
Notifications
Email Alerts
On
SMS OTP
On
Push Notifications
On
Marketing
Off

KYC Verification

Fully Verified ✓
PAN Card
AJKPK1234L · Verified Nov 1
Done
Aadhaar Verification
XXXX XXXX 3421 · OTP verified
Done
Bank Account Linked
HDFC Bank XXXX 4521 · Active
Done
Selfie & Face Match
AI-verified · 98.4% confidence
Done
Video KYC
Completed · SEBI compliant
Done

Admin Panel

● Restricted · Admin Only
Super Admin
Total Users
21.5M
↑ 1,240 today
Today Transactions
₹48.2 Cr
↑ 12%
Active Loans
84,291
NPA: 1.2%
Fraud Alerts
3
Needs review
Revenue Analytics
User Growth